Sell Your Life Insurance Policy for Cash
Discover the True Value of Your Life Insurance Policy Today
LIFE INSURANCE SETTLEMENTS
Allow Us To Introduce Ourselves
As a leading professional life settlements broker firm, Life Insurance Settlements has had the opportunity to successfully assist thousands of our clients sell their life insurance policies for a profitable cash settlement. Life settlements allow you to tap into the value of your policy that you did not know existed. This may allow you to plan for your family’s future, pay off any accumulated debt, and provide you with a financially fruitful retirement.
30+ years of experience
Work with the most experienced life settlement company in the industry
Why Choose Our Trusted Life Settlement Company
Our sterling reputation within the Life Settlement Industry allows us to maintain partnerships with a large number of funding entities; several of which are exclusive to Life Insurance Settlements, Inc.
When an agent or financial professional allows LIS to broker the sale of the policy we will handle all aspects of the life settlement process or work with you to effectively service your client and reduce your time and paperwork.
How does it work?
UNDERSTAND YOUR OPTIONS
Similar to selling a home, a person with a life insurance policy can take advantage of their asset and be financially rewarded before the maturity date. Viatical settlements and whole life insurance settlements that provide cash settlements for life insurance policyholders are considered the same as transactions for private property. A 1911 case made it available for a policyholder to transfer their life settlement to a Life Settlement Company in order to benefit from the proceeds while alive. In the 1980s the viatical settlements market emerged. Brokers would purchase the life insurance of AIDS patients who didn’t have long to live, and wanted immediate liquidity. The patients would get a better quality of life due to their increased finances as the brokers liberated them from having to pay monthly premiums. In exchange, the brokers and policy buyers received the face value of the policy. Now, these terminally ill patients that need financial assistance are using viatical life settlements for the same reason.